Insurance Continuing Education – Options and Requirements

Insurance education available online provides you with courses in Life, Health, Property, Casualty and lot more. There are more than 350 courses available in the continuing insurance education program including specific programs for different states. You have the option of long term and short-term continuing insurance education programs too. Therefore, choose the programs depending on the time that you can dedicate and the State in which you are applying for the examination, you can choose courses of your specialization.

Insurance industry is regarded as the most competitive market wherein although the job opportunities are available in plenty the competition the competition is too high. To survive the stiff competition, you need to be not just highly talented and skilled but well qualified too. The continuing insurance education program gives this qualification. You can specialize on the subjects depending on your area of interest. Many reputed schools offer the continuing education course however opting for the online program is the best possible option. You don’t have to dedicate any extra time going to a college or take a break from your existing personal or professional commitments. Therefore, this affordable, flexible, convenient method of education forms an important part in availing some of the best job opportunities. Take a break from the conventional classroom studies and opt for the online continuing insurance education program. The number of credit hours varies from each state.

You can avail the pre-licensing training program online sitting comfortably at your home. The module is mailed to you once you select the course that you want to undergo. All kinds of debit and credit cards are accepted and you receive an acknowledgment mail along with a password once your payment transaction is done successfully. Availing the certification makes you a licensed insurance agent. These online continuing insurance education programs are highly preferred by many insurance companies while hiring.

Education programs in Life and Fire Casualty or Property and casualty are important courses as they are related to the daily lives of people. You can find people looking for these kinds of insurance policies and as the demand is high in this genre, you have the chances of capturing this potential area and earn a decent amount of money.

Opt for the continuing insurance education certification and bring a difference in your life with better employment opportunities. Pursue this program online and get certified immediately. You do not have wait long for results. You will receive the certification if you are qualified (i.e. if you achieve more than 70%) through e-mail and this certification comes with a license number which acts as an identification too. Go online to find out more details about the education program and be enrolled for a bright career in the insurance industry. There is no dearth of employment opportunities in the highly competitive insurance sector. However, with skill, talent and qualification you can definitely earn loads of money.

Insurance Continuing Education Courses

In order to keep your California insurance license intact, you would need to take up and sort certain continuing education units. These are tests prescribed by the insurance wing of the government for insurance advisors without which their insurance selling license could turn obsolete. If an agent is found selling insurance with abiding by the state’s continuing education requirements, he could land himself in trouble.

As a California insurance seller, you may need to upgrade your knowledge through training on various topics like insurance in general, fraudulent claims, laws concerning insurance and various other related topics. Today most of these courses can be done online and it doesn’t end there. One could write an online exam and even acquire certification from the site itself to keep his insurance selling license active. But before trying to get your license, it is inevitable that you are equipped with the right information on the requirements to pursue insurance continuing education.

1. Each one needs to accumulate course hours. You could find out from your state department of insurance as to what are the courses that you need to take that could keep your license alive and add to the specified number of CE hours that you ought to accumulate every year.

2. Keeping yourself updated with the latest insurance continuing education courses could help. Some courses cannot be attempted more than once in a period of two to three years. An enquiry on the same would give you the status of how positive your impression has been in the eyes of the state department of insurance.

3. Ensure that you have looked up all the sites that can give you information on the various courses offered in that particular state so you can attempt it in an organized fashion and get yourself the required certification as and when needed. Some sites give you a detailed listing of the courses in different states in America and you could make a choice there itself.

4. There is a continuing education form that needs to be duly filled on the completion or passing of the exam.

5. At times you could come across a lot of course or program providers online who may not be approved by the relevant state department of insurance. This is a vital requirement as the provider with whom you are taking an online course must be approved or registered with the government body. It is only then that your course is considered authentic.

There are a lot of norms that need to be kept in mind by an insurance advisor as he wishes to progress professionally in the insurance sector. In case he avoids any enhancing exam, the government authorities would eventually deprive him of his license and he could land himself in a soup. Therefore the insurance continuing education requirements have to meet in order to have an amplifying and satisfying career in insurance. Keep yourself in tune with the latest policies, laws and schemes through the best convenience of the online continuing education programs or you never know when you could miss the bus!

Insurance Continuing Education

Insurance continuing education is a necessary requirement in almost any insurance environment, from Casualty and Life to Personal Lines and Accident and Health. Each state’s Department of Insurance determines how much continuing education is applicable and provides venues for acquiring the necessary additional training. Since laws, rules and regulations are constantly shifting, it is critical for agents to keep up-to-speed with new developments to more competently serve their clientele.

The insurance environment is a constantly shifting environment that presents sets of complex regulations that must be adhered to in order to stay within legal limits. The only way for agents to remain up to date on new insurance products, laws and issues is to receive yearly instruction in the form of continuing education.

Who is Required to Participate in Continuing Education?

Generally, Property Broker-Agents and/or Casualty Broker-Agents, Personal Lines Broker-Agents, Life-Only and/or Accident and Health licensees must take a certain number of continuing education classes each year to maintain their licenses, whether or not they are actively selling insurance. The more lines of insurance you carry, the more education you must receive to keep your license. If you offer subcategories such as Credit Property, Travel Ticket or Involuntary Unemployment you can rest easy — these lines generally do not require yearly education. However, some subcategories such as Long Term Care and Annuities do require some additional education, although usually not as much as the major categories. You must check with your state’s Department of Insurance to determine your particular licensure requirements.

How Do I Fulfill My Requirements?

Courses are offered in two formats: a sit-down, classroom environment and online. Some agents prefer a classroom environment because it focuses their attention and allows them personal access to teachers and other students. It is a great way to network with other agents. However, online classes can be attractive due to the convenience of being able to take them at your leisure and without having to commute to a class. Classes like these are often offered by professional development companies as well as colleges and universities.

Which Class Style is Better for Me?

If you are a hands-on individual, taking classes at a local college or university or a remote location might be the best way for you to learn. You will have the opportunity to “pick” the instructor’s brain for tips and hints and also learn from your fellow students. Taking a “classroom style” class can also expose you to a new environment if you have to travel to take the class, and therefore new people with different ideas. It is a way to make new contacts to grow your business and share helpful information with other agents that are facing the same struggles and concerns.

However, if you like the convenience of studying on your own schedule, then online classes offer a great benefit. Some agents don’t want to take up valuable time listening to others ask questions or give feedback, and wish to work at their own pace. Online learning also lets you schedule your education around your business day, so that you have less downtime. This is particularly important to some agents who like to focus on customer service.

Whichever style you choose, continuing education is an industry standard for insurance professionals, and will serve to enhance your knowledge, ability and skills so that you can be a more competent, effective insurance agent.